This letter is very difficult to write, however, it is also very important- Our 8 year old daughter recently died after a 2 year battle with Leukaemia.

The reason I am writing this letter is because of the impact your advice had on our family. Two and a half years ago you recommended that since we had our life insurance program in place we start our children off with a head start. At first we thought “G-d forbid” we did not want to benefit from our children’s death. We also had read that insurance for children wast not a good idea. Well you explained that we would be doing this for them. The $50,000 policy was just a start the guaranteed future insurability of $600,000 was the step ahead we would be giving them.

Unfortunately our daughter did not get to become an adult and the opportunity to exercise these benefits, however, the plan we had in place allowed us the financial security to take the whole family to Disney World, to Portugal to visit our family and more importantly allowed me to take 6 months off work to be with her while she was alive and 6 months off work to support our other two children after she died. We were also able to make a $5,000 donation to the cancer society.

If we did not have that policy we would not have been able to afford giving our daughter the opportunity to do the things she wanted. The reason I am writing you is to thank you, not only for advising us to start this program but for meeting with us and reminding us why we started this plan. So many of our friends told us they read in this book or that book that insurance for children was stupid. I assure you it is not. My two sons will have a step ahead in life and although nothing can replace our daughter the time we had with her while she was alive are some of our most treasured memories. That policy allowed us to make her last years her best years and saved our family from financial ruin on top of emotional ruin.